Short-term funds
A bridge loan covers the gap while a house sells or a longer product closes.
Care bills do not wait for a closing date. A licensed lender can sometimes advance funds against a sale, a refinance, or another expected source. Fund My Senior Care is not a lender. We help you compare whether a bridge is even the right tool.
When a bridge is worth a look
- A parent needs to move into assisted living now, and the house will take months to sell.
- A reverse mortgage or conventional loan is approved in concept but not funded.
- A life settlement or insurance claim is in underwriting and the facility wants a deposit.
What to compare, not just “can I get one”
- Interest rate, points, and how long the lender will let the loan stay out.
- What happens if the house sits longer than planned.
- Whether a smaller cash offer on the house, a HECM, or tapping a policy is cheaper than the bridge.
- Fees paid twice if you bridge and then refinance.
A bridge is a loan. It has to be paid back. If there is no clear exit — a sale, a longer mortgage, or another asset — it is usually the wrong product.
Our role
We are not a lender and we do not underwrite. If a bridge looks plausible and you ask, we introduce a licensed lender. You should still compare more than one option. No one here issues a commitment letter.
Lending is regulated by state and, for many products, by federal consumer-finance rules. Eligibility, rates, and fees belong to the lender. This page is education, not a credit offer.
Ask about a bridge
Tell us the gap and the likely exit. We will email you whether a lender conversation makes sense.